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Does This Car Have Insurance?

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How can you determine if a car or bike has insurance?

There's an easy way to find out if any UK registered car has got car insurance.

By law, if you drive a car on the roads, you must have at least Third Party car insurance. If the car is parked on the road, a driveway or even in a garage, it must be insured.

There are 4 circumstances where your car doesn't need insurance however:

  1. The car has been stolen, scrapped or exported and you have given notice of this to the DVLA
  2. There's a valid Statutory Off Road Notification (SORN) certificate in place
  3. The car is between motor dealers or is being held by an authorised vehicle dealer
  4. The car has been kept off public roads since before the 1st of February 1998

However, if you want to check, you can use exactly the same database as the police use: the Motor Insurance Database. It's free to use - just type the registration plate in.

You can find it here

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Please note: At the end of 2013 all 39 local DVLA offices closed and the DVLA transferred all dealings to its national centre at Swansea. If your vehicle was registered before the end of 2013 then the street view map shown on the car registration page will point to the original office despite the fact that the office has closed.